Renewal of Group Mediclaim Policy for retirees Bank Employees

All India Bank Employees' Association has issued Circular No. 28/25/2017/25 on 7-9-2017 regarding renewal of Group Mediclaim Policy for retirees.

All India Bank Employees' Association have already informed its units that the IBA has advised member Banks for renewal of the Group Mediclaim Policy for the next year i.e. from 1-10-2016 to 30-9-2017 without any change in the premium rate. Banks covered by the Scheme will now remit the premium to United India Insurance Company. 

The Mediclaim Insurance Policy relating to retired employees and officers will come an end on 31-10-2017 and has to be renewed from 1-11-2017. It had taken up the matter with IBA that given the experience of last year, this time, the renewal should be done well in time and the premium rates should be informed to Banks in advance, Accordingly IBA had taken up the matter with UIIC and they have informed IBA that the premium for the retirees for policies without domiciliary coverage will not undergo any change and will remain the same like last year as under: 

For those covered with Domiciliary benefit, based on the above trend of claims settled so far and the anticipated Incurred Claim Ratio (ICR), it is learnt that there will be some revision/increase in the premium which is being finalised by UIIC. 

Additional Super Top Up Policy for Retirees: 
  • Rs. 4 lacs for Awardstaff retirees and 
  • Rs. 5 lacs for Officer Retirees: 
United India Insurance Co. has now come forward to offer additional top up facility for those retirees covered by the Scheme. 

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NOTE: The above additional coverage under this top up policy would be without the Domiciliary coverage.

The Policy will commence from 1st November 2017 to coincide with the renewal of the main Policy. 

The Premium for this Super Top Lip policy should be paid along with the payment of the premium for the main policy. 

The Third Party Administrators would be the same as the ones dealing with the main policy. 

Since the additional mediclaim sum assured is substantial compared to the reasonable additional premium payable, we are sure that all the retirees would welcome this and get covered accordingly. 

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Param News: Central Government Employee News|Latest DOPT OM: Renewal of Group Mediclaim Policy for retirees Bank Employees
Renewal of Group Mediclaim Policy for retirees Bank Employees
The Policy will commence from 1st November 2017 to coincide with the renewal of the main Policy. The Premium for this Super Top Lip policy should be paid along with the payment of the premium for the main policy.
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