Revised interest rates for small savings schemes from 01.10.2018 to 31.12.2018

Revised interest rates for small savings schemes from 01.10.2018 to 31.12.2018

F.No.01/04/2016-NS 
Government of India 
Ministry Of Finance 
Department of Economic Affairs 
(Budget Division) 

North Block, New Delhi 
Dated: 19.09.2018 

Subject: Revision of interest rates for small savings schemes 

The undersigned is directed to refer to this Department’s OM of even number dated 16th February, 2016 vide which the various decisions taken by the Government Regarding interest fixation for small savings schemes were communicated to all concerned. 


2. On the basis of the decision of the Government, interest rates for small savings schemes are to be notified on quarterly basis. Accordingly, the rates of interest on various small savings schemes for the third quarter of financial year 2018-19 starting 1st October, 2018 and ending on 31st December, 2018, on the basis of the interest compounding/payment built-in the schemes, shall be as under:- 

Instrument
Rate
of interest w.r.f 01.07.2018 to 30.09.2018
Rate
of interest w.r.t 01.10.2018 to 31.12.2018
Compounding
frequency*
Savings
Deposit
4.0
4.0
Annually
1 Year
Time Deposit
6.6
6.9
Quarterly
2 Year
Time Deposit
6.7
7.0
Quarterly
3  Year Time
Deposit
6.9
7.2
Quarterly
5 Year
Time Deposit
7.4
7.8
Quarterly
5 Year
Recurring Deposit
6.9
7.3
Quarterly
5 Year
Senior Citizen Savings Scheme
8.3
8.7
Quarterly
and paid
5 Year
Monthly Income Account
7.3
7.7
Monthly
and Paid
5 Year
National Savings certificate
7.6
8.0
Annually
Public
provident Fund Scheme
7.6
8.0
Annually
Kisan
Vikaspatra
7.3
(will mature in 118 months)
7.7
(will mature in 112 months)
Annually
Sukanya
Samriddhi Account Scheme
8.1
8.5
Annually

No change 

3. This has the approval of Finance Minister. 

(Padam singh) 
Sr.Regional Director(NS) 
Tele: 01123095155 

COMMENTS

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Param News: Central Government Employee News|Latest DOPT OM: Revised interest rates for small savings schemes from 01.10.2018 to 31.12.2018
Revised interest rates for small savings schemes from 01.10.2018 to 31.12.2018
Interest on various small savings schemes for the third quarter of financial year 2018-19 starting 1st October, 2018 and ending on 31st December, 2018,
Param News: Central Government Employee News|Latest DOPT OM
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