Budget 2019-20: वेतनभोगियों और पेंशनधारकों अतिरिक्‍त कर लाभ No Tax upto Rs.5 Lakh, 1.5 Lakh for Saving, Standard Deduction Rs.50,000 & Bank Interest TDS threshhold Rs. 40,000

Budget 2019-20: वेतनभोगियों और पेंशनधारकों अतिरिक्‍त कर लाभ Nill Tax upto Rs.5 Lakh, 1.5 Lakh for Saving, Standard Deduction Rs.50,000 & Bank Interest TDS threshhold Rs. 40,000

Budget 2019-20: वेतनभोगियों और पेंशनधारकों अतिरिक्‍त कर लाभ Nill Tax upto Rs.5 Lakh, 1.5 Lakh for Saving, Standard Deduction Rs.50,000 & Bank Interest TDS threshhold Rs. 40,000 
  1. 5 लाख रुपये तक की आय पर कर में पूरी छूट; अधिक मानक कटौती का प्रस्‍ताव
  2. करीब 3 करोड़ लघु और मध्‍यम वर्ग के करदाताओं को 23,000 करोड़ रुपये से अधिक की राहत
  3. छोटी बचतों पर मिलने वाले ब्‍याज पर टीडीएस सीमा बढ़ी
  4. आवास और रियल एस्‍टेट क्षेत्र को बढ़ावा
  5. वित्‍त मंत्री ने मध्‍यम वर्ग और छोटे करदाताओं के लिए करों में राहत की घोषणा की
केन्‍द्रीय वित्‍त, कॉरपोरेट मामले, रेल और कोयला मंत्री श्री पीयूष गोयल ने आज कहा कि 5 लाख रुपये तक की सालाना आमदनी वाले करदाताओं को अब कर में पूरी छूट मिलेगी और उन्‍हें कोई आयकर नहीं देना होगा. संसद में वर्ष 2019-20 का अंतरिम बजट पेश करते हुए श्री गोयल ने कहा, ‘पिछले साढ़े चार वर्षों के दौरान हमारे द्वारा किये गये प्रमुख कर सुधारों के कारण, कर संग्रहण और कर आधार में महत्‍वपूर्ण वृद्धि देखने को मिली है, जिससे साधारण कराधान उच्‍च-अनुपालन व्‍यवस्‍था कायम हुई है. अत: यह उचित होगा कि कर सुधारों से हुए कुछ फायदों को मध्‍यम वर्ग के करदाताओं तक पहुंचा दिया जाए.
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वित्‍त मंत्री ने कहा कि इसके परिणामस्‍वरूप जिन लोगों की कुल आमदनी 6.50 लाख रुपये तक है, उन्‍हें भी किसी प्रकार के आयकर के भुगतान की जरूरत नहीं पड़ेगी, यदि वे भविष्‍य निधि, विशेष बचतों, बीमा आदि में निवेश कर लेते हैं. साथ ही दो लाख रुपये तक के आवास ऋण के ब्‍याज, शिक्षा ऋण पर ब्‍याज, राष्‍ट्रीय पेंशन योजना में योगदान, चिकित्‍सा बीमा, वरिष्‍ठ नागरिकों की चिकित्‍सा पर होने वाले खर्च आदि जैसी अतिरिक्‍त कटौतियों के साथ उच्‍च आय वाले व्‍यक्तियों को भी कोई कर नहीं देना होगा, इससे स्‍व नियोजित, लघु व्‍यवसाय, लघु व्‍यापारियों, वेतनभोगियों, पेंशनरों और वरिष्‍ठ नागरिकों सहित मध्‍यम वर्ग के करीब 3 करोड़ करदाताओं को करों में 18,500 करोड़ रुपये का लाभ मिलेगा.

मानक कटौती में वृद्धि

वित्‍त मंत्री ने कहा कि वेतनभोगियों के लिए, मानक कटौती को वर्तमान 40,000 रूपये से बढ़ाकर 50,000 रूपये किया जा रहा है. उन्‍होंने कहा कि इससे 3 करोड़ वेतनभोगियों और पेंशनधारकों को 4,700 करोड़ रूपये का अतिरिक्‍त कर लाभ मिलेगा.

टीडीएस सीमा में वृद्धि

बैंक/डाकघर में जमा राशि पर मिलने वाले ब्‍याज पर टीडीएस सीमा को 10,000 रूपये से बढ़ाकर 40,000 रूपये कराने का प्रस्‍ताव किया गया है. श्री गोयल ने कहा कि इससे छोटे बचतकर्ताओं और गैर-कामकाजी लोगों को लाभ मिलेगा. उन्‍होंने कहा कि छोटे करदाताओं को राहत देने के लिए किराये पर कर कटौती के लिए टीडीएस सीमा को 1,80,000 रूपये से बढ़ाकर 2,40,000 रूपये तक करने का प्रस्‍ताव है.

आवासीय घरों को अधिक राहत

वित्‍त मंत्री ने कहा कि अपने कब्‍ज़े वाले दूसरे मकान के अनुमानित किराये पर लगने वाले आयकर के शुल्‍क में छूट का प्रस्‍ताव किया गया है. उन्‍होंने कहा कि वर्तमान में यदि एक व्‍यक्ति के पास एक से अधिक अपना घर है तो उसे अनुमानित किराये पर आयकर का भुगतान करना होता है. श्री गोयल ने अपनी नौकरियों, बच्‍चों की शिक्षा और माता-पिता की देखभाल के लिए दो स्‍थानों पर परिवार रखने के कारण मध्‍यम वर्गीय परिवारों को होने वाली कठिनाइयों को देखते हुए इस राहत की घोषणा की.
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वित्‍त मंत्री ने 2 करोड़ रूपये तक के पूंजीगत लाभों को प्राप्‍त करने वाले एक करदाता के एक आवासीय घर से दूसरे आवासीय घर में निवेश के लिए आयकर अधिनियम की धारा 54 के अंतर्गत पूंजीगत लाभों में वृद्धि का प्रस्‍ताव किया है। हालांकि इस लाभ को जीवन में एक बार ही प्राप्‍त किया जा सकता है. सस्‍ते आवास के अंतर्गत और अधिक आवास उपलब्‍ध उपलब्‍ध कराने के लिए आयकर अधिनियम की धारा 80-आईबीए के अंतर्गत लाभों को एक और वर्ष के लिए विस्‍तारित किया जा रहा है, अर्थात यह 31 मार्च 2020 तक स्‍वीकृत आवासीय परियोजना पर लागू होगा. रीयल एस्‍टेट क्षेत्र पर विशेष ध्‍यान देते हुए वित्‍त मंत्री ने बिना बिके हुए घरों/फ्लेटों के अनुमानित किराये पर कर-शुल्‍क से छूट की अवधि को परियोजना पूर्ण होने के वर्ष के अंतिम समय के एक वर्ष से बढ़ाकर दो वर्ष तक करने का प्रस्‍ताव किया है.

Individual taxpayers having annual income upto Rs 5 lakhs will get full tax rebate. Individuals with gross income up to 6.5 lakh rupees will not need to pay any tax if they make investments in provident funds and prescribed equities :FM Piyush Goyal
  1. Individual taxpayers with annual income up to 5 lakh rupees to get full tax rebate
  2. Individuals with gross income up to 6.5 lakh rupees will not need to pay any tax if they make investments in provident funds and prescribed equities
  3. Around 3 crore middle class taxpayers will get tax exemption due to this measure: 
  4. Standard tax deduction for salaried persons raised from 40,000 rupees to 50,000 rupees: 
  5. TDS threshold on interest on bank and post office deposits raised from 10,000 to 40,000 rupees
  6. TDS threshold on rental income raised from 1.8 lakh to 2.4 lakh rupees
budget-2019-20-it-bank-interest-exemption
budget-2019-20-it-full-tax-rebate-5-lakh
budget-2019-20-it-no-tax-upto-6-lakh-50-thousand
budget-2019-20-it-standard-deduction


3. TDS from Salaries | Method of Tax Calculation - IT Circular 1/2019 [Tax Deduction at Source from Salaries]
4. Persons Responsible for Deducting Tax and their Duties | IT Circular 1/2019
5. Computation of Income Under the Head "Salaries" | IT Circular 1/2019
  1. Rules for valuation of such benefit or amenity as given in Rule 3 | IT Circular 1/2019
  2. Income not included under the Head "Salaries" (Exemptions) | IT Circular 1/2019
  3. Deduction u/s 16 of the Act form the Income from Salaries | Entertainment Allowance - IT Circular 1/2019
  4. Deductions under Chapter VI-A of the Act | IT Circular 1/2019
6. Rebate of Rs. 2500 for Individual having total Income uoto Rs. 3.5 Lakh (SECTON 87A) | IT Circular 1/2019

7. TDS on Payment of Accumulated balance under Recognised PF and Contribution from approved Superannuation Fund

8. DDOs To Satisfy Themselves of the Genuineness of Claims

9. Calculation of Salary Income of Employee on which income tax would be required to be deducted – IT Circular 1/2019

Source: PIB

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Recruitment,36,railway servants pass rules,5,rajasthan govt employees,5,rajasthan govt pensioners,3,rajbhasha,4,Rajya Sabha,53,Rashtriya Swasthya Bima Yojana,1,ration money allowance,2,RBI,12,re-enengagement,2,Real Madrid,1,Recruitment,42,recruitment rules,62,relhs,3,remote area allowance,1,remuneration,3,RERA Act,1,reservation,7,reservation criteria,29,Reservation In Promotion,2,reservation in teacher cadre,2,rest rules,1,restricted holidays,8,Result,6,retention of railway accommodation,2,retired saffs,27,retirement age,12,retirement benefits,8,Retirement Road Map,3,Retirement Yojna,1,review committee for nps,6,revised pay,38,revised pay matrix table,12,revised pension,4,revised vda,15,rilways,2,risk and hardship allowance,12,Rotation money allowance,1,Rotational transfer,3,rrb ahmedabad,1,rrb ajmer,1,rrb allahabad,1,rrb bangalore,1,rrb bhopal,1,rrb bhubaneshwar,1,rrb bilaspur,1,rrb chandigarh,1,rrb chennai,1,rrb gorakhpur,1,rrb guwahati,1,rrb jammu,1,rrb kolkata,1,rrb malda,1,rrb mumbai,1,rrb muzaffarpur,1,rrb patna,1,rrb ranchi,1,rrb secunderabad,1,rrb siliguri,1,rrb thiruvananthapuram,1,RS (RP) Rules,2,rsrp rules,5,Rules,2,running allowance,5,running staff,8,RUSA,1,s,1,SAARTHI App,1,Salary wages pension,1,SAMPANN,1,sas exam,2,SBI,12,SBI Rules,7,Scheme,1,scholarship,4,Science,17,Scientist,1,scova meeting,6,settlement form,1,Settlement of PLI/RPLI,1,SEVA App,1,Seventh Central Pay Commission,152,SKILL INDIA Mission,1,small saving scheme,20,sparrow,2,special allowance,8,special family pension,4,Special Festival Package,1,Special LC Gate allowance,1,Sports,18,Sports activities,5,ssc jobs,3,ssc jos,1,status of PPOs,9,storekeeping staff,1,strike,17,study allowance,1,study leave,1,Sukanya Samriddhi Account,3,Supreme Court,31,Supreme Court Judgement,29,Survey,1,syllabus,11,syndicate bank,1,Tarang Sanchar,1,Tatkal Reservation Scheme,1,Tax,31,tcs deduction,1,tds deduction,50,teacher jobs,12,Tech,34,technical allowances,1,Telangana,3,telangana govt employees,2,telangana govt pensioner,1,Telangana High Court,1,Telcome,2,Telcome News,8,timely disposal of applications,2,TN Govt Employees,5,TN Govt Pensioners,3,tnusrb recruitment,1,Trade,1,trade unions,1,TRAI,1,training allowance,4,Transfer policy,46,transport allowance,10,Travelling Allowance,27,treasury allowance,1,Trending Now,131,trip allowance,1,tripura govt employees,2,tripura govt pensioner,1,tripura high court judgement,1,Trump,1,uan,1,Uber,1,ugc,1,uidai,3,UJALA Scheme,1,uniform allowance,2,UP CM Yogi Adityanath,2,UP Govt Employees,1,upgradation of pay,8,upgradation of post,1,UPPCL,1,Upper Caste reservation,9,uppsc,1,UPSC Jobs,10,USA,2,Uttar Pradesh,3,vacant posts,3,vrs,13,WB Govt Employees,1,Weather,2,West Bengal,5,west bengal govt employees,3,west bengal govt pensioners,1,Whatsapp,2,Windows 10 OS,1,World,62,World Press Freedom Day,1,You Tube,2,
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Govt Employee News Updates, Rules, O.M, Notification: Budget 2019-20: वेतनभोगियों और पेंशनधारकों अतिरिक्‍त कर लाभ No Tax upto Rs.5 Lakh, 1.5 Lakh for Saving, Standard Deduction Rs.50,000 & Bank Interest TDS threshhold Rs. 40,000
Budget 2019-20: वेतनभोगियों और पेंशनधारकों अतिरिक्‍त कर लाभ No Tax upto Rs.5 Lakh, 1.5 Lakh for Saving, Standard Deduction Rs.50,000 & Bank Interest TDS threshhold Rs. 40,000
Budget 2019-20: वेतनभोगियों और पेंशनधारकों अतिरिक्‍त कर लाभ Nill Tax upto Rs.5 Lakh, 1.5 Lakh for Saving, Standard Deduction Rs.50,000 & Bank Interest TDS threshhold Rs. 40,000
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Govt Employee News Updates, Rules, O.M, Notification
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